Frontière, Tome 2 : Le Temps perdu by Rodolphe

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Your college’s career center can help arrange on-campus interviews with interested employers. BANKING 25 LOAN PROCESSOR CAREER PROFILE Duties: Reviews applications for credit cards and loans; processes loan payments to insure payments are properly received and recorded; maintains records of customer account activity Alternate Title(s): Credit Clerk, Loan Service Clerk, Loan Service Counselor CAREER LADDER Credit Manager or Loan Officer Loan Processor Salary Range: $16,000 to $45,000 Employment Prospects: Good Loan Clerk Trainee Advancement Prospects: Fair Prerequisites: Education or Training—High school diploma or equivalent Experience—Six months to one year experience in a credit card or loan processing environment Special Skills and Personality Traits—Good organizational and analytical skills; good attention to details; working knowledge of financial institution products and services; complete in-house training program Position Description Loan Processors process loan and credit applications for major consumer purchases, such as homes, motor vehicles, or home appliances.

Managers of supermarket branch offices typically are compensated with paid days off for working a weekend shift. • Examining, evaluating, and processing loan applications • Talking to customers to resolve complaints and account problems • Approving checking account overdrafts by business and retail customers • Interviewing and hiring branch employees • Evaluating branch office income and expenses • Recommending new loan opportunities or customer relationships to bank management or the board of directors • Evaluating weekly or monthly sales data and report sales results to bank management • Planning and developing policies and procedures to carry out management directives • Conducting annual job performance reviews of branch employees • Contacting customers, prospective customers, and civic organizations to promote goodwill and generate new business opportunities • Preparing financial and regulatory reports as required by the bank’s internal auditor, board of directors, and state and federal banking regulatory agencies Employment opportunities for banking branch office managers are expected to grow about as fast as average through 2014 and possibly faster than average in markets with above-average population growth.

Lenders with leadership ability could also move into management positions, such as management of a loan department. Education and Training An undergraduate degree is a requirement for the position. College courses in business, finance, and marketing are helpful as are courses in social science and the liberal arts. Financial institutions provide extensive on-the-job training 1. Get some on-the-job experience in banking by working part time in a bank’s credit department or in a branch office while attending college.